Article Partners with Klarna to Offer Buy Now, Pay Later for Furniture Purchases

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2.27.2026

Quick Facts

Article customers can now pay in four interest-free installments or finance larger orders over time through Klarna
Klarna dominates the global BNPL market with 71.9% website share and serves over 43 million US users
Home essentials is one of Klarna’s fastest-growing categories in North America

Direct-to-consumer furniture brand Article partnered with Klarna to offer buy now, pay later services to customers in the United States and Canada. The Swedish payment company announced the partnership Monday.

Article shoppers can now pay for purchases in four interest-free payments or finance larger orders over time at checkout. The partnership targets furniture buyers who typically make considered, high-value purchases.

“Furniture is one of the most considered purchases consumers make online, and flexibility matters,” Steven Clarke, head of Klarna Canada, said in a statement. “By partnering with Article, we’re meeting consumers at the moment they’re making meaningful investments in their homes.”

Klarna reported revenue climbing 38% to $1.08 billion in the fourth quarter of 2025. The company posted its first profit of $21 million in 2024 after years of losses since 2019.

The payment provider holds a 71.9% share of the global BNPL market. Afterpay ranks second with 12.3% market share. Klarna serves over 43 million users in the United States alone, making it the company’s largest market.

Article launched in 2013 as a direct-to-consumer furniture retailer. The company reported sales growth of more than 45% last year and recently delivered its one millionth order. Article has remained profitable for most of its existence.

Home essentials represents one of Klarna’s fastest-growing categories in North America. The global BNPL market is expected to reach $122.26 billion in value in 2025.

Klarna generates most revenue by charging merchants fees ranging from 3% to 6% of total purchase amounts. The company also collects interest charges and late payment fees from consumers.

The partnership follows major retail wins for Klarna. Walmart replaced Affirm with Klarna as its exclusive installment loan provider last March. Gap Inc. introduced Klarna’s payment services across all its brands months later.

Article joins hundreds of retailers offering installment payments through Klarna and competitors. The furniture industry has seen increased adoption of flexible payment options as consumers seek alternatives for high-ticket purchases.